My Pension Expert

Income Options

Your Pension

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Your Pension

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Why choose My Pension Expert?

Eight out of ten people will beneﬁt from shopping around for annuities, rather than sticking with their current provider.*

How do we make sure you’re getting the best deal possible? By dealing with the whole market. So you get the best option… among all pension options.

With My Pension Expert you could boost your income by up to 42%. **

My Pension Expert provides pension advice for over 4,000 people every year find the right pension option and best annuity rates, helping us reach №1 on Trustpilot in Pensions.

My Pension Expert has a duty of care to each and every customer. Either you gain from dealing with us, or we don’t deal at all.

*Financial Conduct Authority. thematic review of Annuities, February 2014.

**Representative example of 60 year old male living in Doncaster with multiple health conditions.

Qualified UK FCA Regulated Advisers

Hello, I'm Richard Harrison. I've worked in financial services since 2001, working as an investment adviser before specialising in retirement. My role is to help you understand the various options available to you, as well as make a recommendation of which option is the best for your circumstances and objectives. I specialise in pension transfers and retirement planning, which can impact peoples' lives over a long period of time. I am focused, determined, and committed to finding the most suitable pension solution for you. I will provide you with all of the relevant information to ensure you can make an informed choice in your own time

Richard Harrison

Head of Retirement Advice

Understand Your Options

Choosing the right retirement option is one of the most important financial decisions a person will ever make. My Pension Expert searches and gives advice from the whole of the retirement market to help you secure the best possible pension income available to suit your individual circumstances.

Lifetime Annuity Fixed Income

Lifetime Annuity provides you with a secure, fixed, regular income for the rest of your life. The income you receive is calculated at the start of your plan and is influenced by factors in your lifestyle.

Fixed-Term Annuity Fixed Income

Fixed-term Annuity allows you to decide the term of the plan from three years upwards. During the term of your annuity you will receive a fixed amount in income, with the remainder of the fund being available to you as a Guaranteed Maturity Amount at the end of the fixed-term.

Flexible-Access Drawdown Flexible

Drawdown allows you to control how much income you would like to take from your fund and when. Your fund remain invested with the view to grow it further. Whenever you invest funds your investment can go down as well as up, you should discuss your attitude to risk with your adviser.

UK’s Number 1 at‑retirement financial adviser

Access to to the whole of the market including…

Why choose My Pension Expert?

Qualified UK FCA Regulated Advisers

Understand Your Options