Personalised pension advice, tailored to your individual needs. Rated excellent by clients.

Retire with peace of mind by getting independent, FCA-regulated pension advice from the comfort of your home. If you already have the best option, we'll tell you, free of charge.


Help us get to know you and your pension pot a little better. This will help us give you more accurate quotes and advice.

We'd love to chat with you about your pension options. Let us know how to get in touch.

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One of our pension specialists will be in contact with you shortly to discuss your options and find out more about your individual circumstances.

If you would like to update your contact details please call us free on 01302 636119 or email

  • We'll be in touch shortly
    A member of our team will respond to your enquiry within 24 hours.

  • Free consultation with no strings attached
    We'll learn more about your goals and situation to recommend the best option for you.

  • Our professional, qualified advisers are authorised to give regulated financial advice
    We'll connect you with one of our own independent advisers who will work with you to find the best solution for your needs.

  • Whole of market search
    We’ll search the whole of the market to help you get the best deal.

Why My Pension Expert?

  • Compare annuity rates from the leading UK providers. Our service searches the whole market to find you the best possible rate.

  • Get impartial, regulated advice on the pension plan that's right for you. We'll help you understand your options and make the best decision for your future, with no pressure to proceed.

  • In 2023, we helped thousands of people to get the most out of their retirement savings, with £317M million in fund transfers.

Understanding your options

Retirement is a big decision, and it's important to understand your options so you can choose the best plan for you. My Pension Expert can help you search the whole retirement market. We will recommend a product that meets your income and capital needs in retirement. We may recommend more than one product.

  • Lifetime annuity

    A lifetime annuity provides you with a secure, fixed, regular income for the rest of your life. The amount of income you receive is calculated at the start of your plan and is influenced by factors such as your age, health, and lifestyle.

  • Fixed-term annuity

    A fixed-term annuity allows you to choose the length of your plan, from three years and upwards. During the term of your annuity, you will receive a fixed amount in income, with the remainder of the fund being available to you as a Guaranteed Maturity Amount at the end of the fixed-term.

  • Flexible-access Drawdown

    Drawdown allows you to control how much income you would like to take from your fund and when. Your fund remains invested with the view to grow it further. However, it's important to remember that whenever you invest funds, your investment can go down as well as up. You should discuss your attitude to risk with your adviser. Invested capital is at risk.