Choosing the right retirement option is one of the most important financial decisions a person will ever
make. My Pension Expert searches and gives advice from the whole of the retirement market to help you secure
the best possible pension income available to suit your individual circumstances.
Lifetime Annuity
Fixed Income
Lifetime Annuity provides you with a secure, fixed, regular income for the rest of your life. The income you receive is calculated at the start of your plan and is influenced by factors in your lifestyle. As a lifetime product, these plans can not usually be changed once set up.
Fixed-Term Annuity
Fixed Income
Fixed-term Annuity allows you to decide the term of the plan from three years upwards. During the term of your annuity you will receive a fixed amount in income, with the remainder of the fund being available to you as a Guaranteed Maturity Amount at the end of the fixed-term.
Flexible-Access Drawdown
Flexible
Drawdown allows you to control how much income you you'd like to take from your fund and when. Your fund remain invested with the view to grow it further. As with all investments the value of your funds may fall as well as rise, your IFA will discuss the associated risks and make sure your fund is invested in a portfolio you are comfortable with.
